Terms & Conditions

Last updated: August 6, 2026

1. Acceptance of Terms

By accessing or using this website, you agree to these Terms and Conditions. If you do not agree, do not use the website. Separate written documents control individual purchases, sales, loans, appraisals, consignments and online transactions.

2. General Information Only

This website provides general information about St. George Gold & Silver Exchange and the types of items and services we may offer. Website content is not a binding offer to buy, sell, lend, appraise, authenticate or accept any item.

3. No Transaction Created Online

Submitting a message, photograph or description does not create a purchase agreement, sale, appraisal engagement, loan or other binding transaction. A transaction is formed only after inspection, verification, identification, documentation and acceptance by the business.

4. Prices, Quotes and Availability

Metal values, prices, offers, loan amounts and availability may change without notice. Quotes may be preliminary and may be revised after physical inspection, testing, weighing, grading or authentication. Merchandise may be sold, withdrawn or placed on hold before website information is updated.

5. Accuracy of Content

We try to keep website information accurate, but we do not guarantee that descriptions, photographs, dates, prices, weights, measurements, grades, specifications or availability are complete, current or error-free. Errors may be corrected at any time.

6. Ownership and Lawful Authority

Anyone offering property for sale, loan, appraisal or other transaction represents that they own the property or have lawful authority to possess and transact with it. We may require identification, documentation or proof of ownership and may decline any transaction.

7. Prohibited Use

You agree not to:

• Use the website for unlawful, fraudulent, abusive or misleading activity.
• Submit false identity, ownership, item, payment or transaction information.
• Offer stolen, counterfeit, prohibited or unlawfully possessed property.
• Attempt to disrupt, damage, probe or bypass website security.
• Copy, scrape, reproduce or commercially exploit website content without permission.

8. Authentication, Grading and Appraisal Limitations

Unless stated in a separate written agreement, estimates and evaluations are opinions rather than guarantees. Grading, attribution, authenticity, provenance and condition may involve professional judgment and may differ among qualified evaluators.

9. eBay and Other Third-Party Services

Our eBay Store and any other linked third-party service are operated under their own user agreements, checkout procedures, payment rules, shipping terms, return policies and privacy practices. We are not responsible for third-party website availability, security or content.

10. Intellectual Property

The website design, text, original images, graphics, business name and other original material are owned by or licensed to St. George Gold & Silver Exchange. They may not be copied, republished or commercially used without permission. Third-party names and marks remain the property of their respective owners.

11. Disclaimer of Warranties

The website is provided on an “as is” and “as available” basis. To the fullest extent permitted by law, we disclaim warranties concerning uninterrupted operation, accuracy, completeness, merchantability, fitness for a particular purpose and noninfringement. Rights that cannot legally be waived remain unaffected.

12. Limitation of Liability

To the fullest extent permitted by law, the business and its owners, employees and service providers will not be liable for indirect, incidental, special, consequential or punitive damages arising from use of the website, inability to use it, reliance on its content or use of third-party links.

13. Indemnification

You agree to be responsible, to the extent permitted by law, for claims, losses or expenses caused by your unlawful website use, violation of these terms or infringement of another person's rights.

14. Governing Law and Venue

These website terms are governed by the laws of the State of Utah, without regard to conflict-of-law principles. Disputes relating solely to website use will be handled in a court with proper jurisdiction in Washington County, Utah, unless applicable law requires otherwise.

15. Changes to the Website and Terms

We may change, suspend or discontinue website content or features and may revise these terms at any time. Continued use after updated terms are posted constitutes acceptance of the revised terms.

16. Severability

If any provision is held unenforceable, the remaining provisions will continue in effect to the fullest extent allowed by law.

17. Contact

Questions about these Terms and Conditions may be directed to the business using the contact information below.